Effective Date: September 28, 2024

At MCF Modian Consulting Ltd (hereinafter referred to as Mcfedututors), we strive to make your payment process as seamless and secure as possible. Below is an overview of the payment methods we accept for our test prep services, including self-preparatory platforms, live one-on-one training, live group lessons, and other services.

1. Accepted Payment Methods

We accept the following payment methods for all services offered through our website:

a. Credit/Debit Cards

We accept all major credit and debit cards, including:

• Visa
• MasterCard
• American Express
• Discover

How It Works:

• After selecting a service, you will be prompted to enter your card information during the checkout process.
• All transactions are securely processed through a trusted third-party payment processor, ensuring that your information is encrypted and protected.

b. PayPal

We accept payments via PayPal for a fast and secure transaction.

How It Works:

• You can select PayPal as a payment option at checkout.
• You will be redirected to the PayPal website to complete your purchase.
• PayPal allows you to make payments using your PayPal balance, linked bank account, or credit/debit card.

c. Bank Transfers

We accept bank transfers for certain services. If you prefer this method, please contact us directly to receive the necessary bank details.

How It Works:

• Once you initiate a bank transfer, please send us a copy of the transaction receipt for verification.
• Services will be confirmed and activated once the payment is received in our account.

d. Mobile Payment Solutions

For clients in regions where mobile payment services are popular, we may accept payments via the following platforms (available in certain regions only):

• Apple Pay
• Google Pay

How It Works:

• Simply select your preferred mobile payment option during checkout, and follow the on-screen instructions to complete your purchase.

e. Digital Wallets

We also accept payments from certain digital wallet providers:

• Stripe
• Skrill

How It Works:

• At checkout, select the applicable digital wallet and follow the prompts to complete your payment.

2. Currency

All prices on our website are listed in USD or NGN if your country of residence is Nigeria. If your payment is made in a different currency, the exchange rate will be determined by your payment provider at the time of the transaction.

3. Secure Payments

We prioritize the security of your transactions. Our website uses SSL (Secure Socket Layer) technology to ensure that all payment information is encrypted. Additionally, our payment processors comply with the highest standards of Payment Card Industry Data Security Standards (PCI-DSS) to protect your data.

4. Payment Confirmation

After completing your payment, you will receive a confirmation email with your receipt and details of the purchased services. If you do not receive confirmation, please check your spam folder or contact us at support@mcfedututors.com

5. Recurring Payments

For subscription-based services or recurring payments, you will be informed of the payment frequency at the time of purchase. You may cancel recurring payments at any time by logging into your account or contacting customer support at support@mcfedututors.com. Please note that cancellations must be made before the next billing cycle to avoid additional charges.

6. Failed Transactions

In the event of a failed payment transaction:

• Ensure your card details or payment information are entered correctly.
• Check with your payment provider to ensure there are no restrictions.
• If the issue persists, please contact us at support@mcfedututors.com for further assistance.

7. Refunds

Refunds are processed according to our Refund Policy. Depending on the payment method used, refunds may take up to 10 business days to reflect in your account. Please review our refund policy for more details.

8. Contact Us

If you encounter any issues with your payment or have questions regarding the payment methods, feel free to reach out to us at:

• Email: support@mcfedututors.com

We are committed to providing a hassle-free payment experience to ensure your focus remains on achieving your academic goals.